Financial Counselling
Finding a trusted financial advisor is often a difficult task. Sure, there are many agents whose sole intention is to sell you something, that may not always be in your best interest. There are many online investment platforms available but they lack human interaction.
Even if one finds a financial advisor, they may be inexperienced or not have holistic knowledge.
Finding someone with the right experience, knowledge (on investing, borrowing and planning) and with whom you can have an open conversation about your finances, without them driving any sales agenda is cumbersome.
The financial counselling service is being facilitated by Aggarwal Financial Advisors LLP through certified financial planners.
Being a certified Financial Planner, we can assist you with:
Saving
- How much should I be saving?
- Are my savings enough to cover for any unexpected emergencies?
- Where should I keep my savings?
Borrowing
- Is it wise to take a loan to repay my existing debt?
- Which of the loans should I prepay first among personal loan, vehicle loan, home loan and gold loan?
- Should I prepay my home loan or use that additional money to invest elsewhere?
Tax
- Where can I invest to save tax?
- Should I take a home loan to save tax?
- Do I need to pay taxes on the gains I am making in my investments?
Estate Planning
- When should I start estate planning?
- Do I need to provide nominations in my investments?
- Do I need to write a Will or set up a trust?